Stop Wage Garnishment
California Wage Garnishment Lawyer
Tracy Bankruptcy Attorney
Filing for Bankruptcy Stops Wage Garnishment and the Seizure of Bank Accounts
There is nothing more distressing than working hard to pay the bills only to find your paycheck gone because of wage garnishment. And, the money you set aside for emergencies? You could find that a creditor has gone to court and seized your bank account for overdue credit cards, fees and fines.
Collection agencies are not concerned about how you will make ends meet… but we are.
At the Thomas Hogan Law Office, you will find a bankruptcy attorney and staff here to help protect you from creditor harassment and unfair debt collection practices. You can get debt relief, peace of mind and an opportunity to begin your financial life again. We can show you how — with bankruptcy services, loan modifications and foreclosure help.
Call (209) 214-6600 or contact us online to learn how the Thomas Hogan Law Office can help you get a fresh financial start.
Fast Relief From Creditors
Filing for bankruptcy under Chapter 7 or Chapter 13of the U.S. bankruptcy code can put an immediate stop to:
* Wage garnishments
* The repossession of a car
* The seizure of your bank account or other assets
The Thomas Hogan Law Office files bankruptcy petitions electronically, which speeds the process up and gets you immediate protection. Depending upon the type of bankruptcy protection you receive, your debts will either be discharged or you will enter into a repayment plan that allows you to pay over the next three to five years.
Can You Get Your Money Back?
In some cases, the answer is YES! If your bankruptcy is filed in a timely manner, we may be able to retrieve money from the sheriff’s department for a wage garnishment or a bank levy within the previous 10 days.
As long as the law firm has all of your creditor information, and you have completed the required budgeting course (which you can do online), Mr. Hogan can create a baseline petition almost immediately. The remainder of the information must then be filed with the Bankruptcy Court within 14 days.
Your creditors cannot again attempt to garnish your wages or seize your assets relating to the debts covered in your bankruptcy proceeding.
Prevent Wage Garnishment by Contacting a Bankruptcy Lawyer
For a free fifteen-minute consultation with the Thomas Hogan Law Office, call (209) 214-6600 or contact us online. The firm’s offices are conveniently located in downtown Modesto, California, just off Highway 99.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code