San Francisco Bankruptcy Attorney

Can a San Francisco Bankruptcy Attorney help me determine if I am eligible for a Chapter 7?

Bankruptcy regulations and exemptions vary from state to state. If you are considering Chapter 7 bankruptcy in California, you must be a resident of California, or living as a resident in California for several months. If you have filed bankruptcy within the 6 to 8 years or did not pass the means test, you probably will not qualify. If you pass the means tests and are older or single with a limited income, many dependants, little or no savings or more debt than you are able to pay off, contact a bankruptcy expert today. Contact an expert San Francisco Bankruptcy Attorney today about filing a San Francisco bankruptcy or give us a phone call (415) 727-9001

What debts will I not be able to erase when I file Chapter 7 bankruptcy in California?

I you qualify for Chapter 7 bankruptcy in California, all of your unsecured debts (such as credit card bills or medical bills) will be discharged. Debts that cannot be excused are:

-Child support -Alimony

-Most student loans

-Fines/penalties

-Cash advances of $875 within 70 days of filing

-Fraudulent debts

-Recent back taxes

What are the complex areas of bankruptcy law that a San Francisco Bankruptcy Attorney can help me with?

Here are the complex exemptions that a San Francisco Bankruptcy Attorney can help you with

If you are considering Chapter 7 bankruptcy in California, you may be eager to learn the California exemptions:

-Up to $50,000 for anyone not covered by other statutes

-Up to $75,000 for family members living with non-owner family members

-Up to $150,000 for anyone 65 years or older or 55 years or older with an annual income of less than $20,000 if married or $15,000 if single.

-75% of all wages

-Up to $2,300 of your equity in vehicles

-All personal items such as clothing, appliances, furnishings, personal property and appliances are 100% exempt

-Up to $6,075 for jewelry and heirlooms

-Up to $6,075 for business/trade tools
San Francisco Bankruptcy Attorney

Can a San Francisco Bankruptcy Attorney help me get my financial information organized for filing?

To file for Chapter 7 bankruptcy in California, you have to fill out a petition and several other forms and papers. The paperwork is mainly asking you to describe:

-Your property

-Property you sold or gave away within the last 2 years

-Property you owned and money you spent the last 2 years

-Your current income and monthly living expenses

-Your debts

-Exemptions

Would you like to learn more about what a San Francisco Bankruptcy Attorney can do for you?

We give free fifteen-minute consultations, where you bring in your financial documents and we work out a smart way for you to move forward financially.

Please call for a free fifteen-minute consultation with one of our San Francisco Bankruptcy Attorneys Contact us today or give us a call (415) 727-9001 Our office easy to find and open from 8:00am to 6:00pm. If you prefer an appointment on the weekend, simply give us a call and we will schedule you a convenient time. We are always flexible with your schedule and we will make sure you get your problems resolved. We have experts that will help you file for bankruptcy under Federal Bankruptcy Law.