Modesto, California, Chapter 7 Bankruptcy Lawyer
Are you drowning in debt? Paying bills late or not all? Using cash advances to make ends meet?
You may be able to obtain debt relief through a bankruptcy filing. A Chapter 7 bankruptcy or Chapter 13 bankruptcy may be able to reduce or eliminate your unsecured debts and give you a fresh financial start.
The Law Office of Thomas P. Hogan has helped many people like you get debt relief — good, hard-working people who deserve a second chance. Thomas Hogan can review your situation and recommend course of action tailored to your individual needs.
Call 209-409-3103 for a free half-hour consultation. A better life may be just a phone call away.
Chapter 7 Bankruptcy and Your Future
In a Chapter 7 bankruptcy, your debts are re-organized under the supervision of a bankruptcy trustee. Interest and late fees on your unsecured debts such as credit card bills and medical bills stop and these debts can be discharged after a few months. You can get the opportunity to get back on your feet and make a new financial start.
Thomas Hogan will work diligently to obtain debt relief for you. The minute he files your bankruptcy claim, creditor harassment stops, as does the threat of foreclosure, repossession and garnishment. Certain debts are non-dischargeable, such as student loans, taxes and child support, although Mr. Hogan can try to negotiate reductions in these debts and your secured debts.
Keeping Your Home, Vehicles and Personal Property
In the overwhelming number of cases, people going into Chapter 7 bankruptcy can keep their homes, their vehicles and personal property, as well as their pension assets and 401-K accounts. The key is how the property is classified by the trustee.
Thomas Hogan has practiced bankruptcy law for more than 25 years. He understands the bankruptcy laws and will work to help you keep as much of your property as possible. He will fight for your maximum debt relief.
Contact a Bankruptcy Lawyer Today
For a free half-hour consultation with the Law Office of Thomas P. Hogan about obtaining a debt discharge through bankruptcy, call 209-409-3103 or send the firm an e-mail.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
