Enter your zip code:  
Are you a disabled veteran, active military, military reservist, or National Guard member?
Are the debts you want to discharge personal debts or business debts?
Have you ever been discharged of debt through a completed bankruptcy in the last 8 years?
What type of bankruptcy did you file in the last 8 years?
What date did you get your Chapter discharge?
Marital/Filing Status:
Number of persons in your household including yourself:
What was your total gross income in the last 6 months?
Including yourself how many people in your household are 65 or older?
How much have you spent on utilities per month?:
Do you rent your residence or own your residence?
How many homes do you own?
How much have you spent on your per month?:
$
Home 1: $
Home 2: $
Home 3: $
Home 4: $
Home 5: $
Do you have a vehicle?
How many vehicles do you own or lease?
Vehicle 1: Do you?
How much are your payments? $
Vehicle 2: Do you?
How much are your payments? $

How much do you pay in income tax, self employment taxes, social security taxes, or Medicare taxes?

If you have a term life insurance policy, how much do you spend per month on the premium?

If you owe court-ordered payments of any kind (usually child support or spousal support), how much do you pay the court per month?

If you have childcare expenses that are not related to education, how much do you spend per month?

How much money do you spend on health care per month, including health insurance, disability insurance, and Health Savings Account expenses?

How much money do you spend on your internet connection per month?

If you have children under the age of 18 and you pay for their education expenses, how much do you pay per month on average?

How much cash contributions do you give to charity on average per month?

Do you or your spouse have a regular source of income, i.e. employment, retirement, social security, trust fund, etc.?
How much total debt do you have?: $
How much of that total debt is for 2nd or 3rd mortgages on your home, for credit card debt, for medical debt, or other unsecured debts?: $
While same-sex marriage is recognized in 10 States, the federal government does not currently recognize same-sex marriage. Because all bankruptcy cases are filed in federal court, if you are in a same-sex marriage the government requires you to file bankruptcy separately from your spouse.
If the information in this survey is correct, along with an assumption that the expense values you entered are qualified expenses under the bankruptcy code, there is a very good chance that you are eligible for a Chapter-7. For our firm to make an official determination, you would need to come in for a free consultation, where one of our bankruptcy experts would ask you more in-depth questions.
If the information in this survey is correct, along with an assumption that the expense values you entered are qualified expenses under the bankruptcy code, there is a very good chance that you are eligible for a Chapter-7. For our firm to make an official determination, you would need to come in for a free consultation, where one of our bankruptcy experts would ask you more in-depth questions.
If the information in this survey is correct, along with an assumption that the expense values you entered are qualified expenses under the bankruptcy code, we would need more information to determine whether you qualify for a Chapter-7. Your income and expenses fall too close to either qualifying or not qualifying for a Chapter-7. In your situation we work with clients to help make the final determination of what is a qualified expense, because often clients who think they may not qualify actually do.
If the information in this survey is correct, along with an assumption that the expense values you entered are qualified expenses under the bankruptcy code, it seems as though your income and expenses do not qualify you for a Chapter-7. However, this means test is only a fraction of the questions necessary to make that determination. Further, our firm has had over 20 years experience dealing with bankruptcy, and occasionally our clients understate the amount of their expenses, because they are unaware that certain expenses can fall within qualified categories. Please give us a call today so we can make an official determination.
Sorry, we can't help you at this time, but give us a call back on and we can help you with a Chapter 13 bankruptcy or give us a call back on and we can help you with a Chapter 7 bankruptcy.
No problem. We deal with clients all the time that have already filed bankruptcy and we still help get them out of their financially troublesome situation. However, these cases are more complex and require you to call our office and speak with a bankruptcy attorney.
Congratulations! You are exempt from the bankruptcy means test, because you are in the military. To qualify you for a Chapter 7 or Chapter 13 bankruptcy, our office needs to speak with you to determine what the best course of action is. If you give us your contact information, we will have someone call you back right away.
Congratulations! You are exempt from the bankruptcy means test, because your debts are primarily business debts. To qualify you for a Chapter 7 or Chapter 13 bankruptcy, our office needs to speak with you to determine what the best course of action is. If you give us your contact information, we will have someone call you back right away.
Can you afford, after expenses, to pay off at least $7,025 over the next 5 years ($117 per month over 60 months)?
If the information in this survey is correct, along with an assumption that the expense values you entered are qualified expenses under the bankruptcy code, there is a very good chance that you are eligible for a Chapter-13. For our firm to make an official determination, you would need to come in for a free consultation, where one of our bankruptcy experts would ask you more in-depth questions. If you leave us your contact information then we will follow up with you right away to schedule this free consultation.
If the information in this survey is correct, along with an assumption that the expense values you entered are qualified expenses under the bankruptcy code, it seems as though your income and expenses do not qualify you for a Chapter-13. However, this means test is only a fraction of the questions necessary to make that determination. Further, our firm has had over 20 years experience dealing with bankruptcy, and occasionally our clients understate the amount of their expenses, because they are unaware that certain expenses can fall within qualified categories. Please give us a call today so we can make an official determination.
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Modesto Bankruptcy Lawyer | California Tax Law Attorney | Stockton CA