Sacramento, CA Consumer Credit Counseling Services: Help Is On the Way

Sacramento, CA Consumer Credit Counseling Services

Sacramento, CA Consumer Credit Counseling Services Bring Forth New Hope

Sacramento, CA Consumer Credit Counseling Services topics are becoming more and more popular these days as some individuals and businesses in Sacramento hit rock bottom because of the financial crisis. Unemployment brought about by company closures and small business bankruptcy Sacramento, CA petitions set forth a massive impact in the whole economic state, which changed the way of lives as well as the spending habits of many.

For a free fifteen minute consultation with our expert bankruptcy lawyer Contact a bankruptcy expert today about Sacramento, CA Consumer Credit Counseling Services or give us a phone call 916-756-0243

Since the recession was an unforeseen phenomenon, most citizens were not prepared for the impact bankruptcy Sacramento, CA can bring to their daily lives. Since most have pending payables for mortgage and car bills, people result to maximization of their credit card limits. Once this happens and the person is still out of work, then spurs a problem in payment remittance leading to Sacramento, ca bankruptcy. The best confidant that helps alleviate such problems are Sacramento, CA Consumer Credit Counseling Services.

Sacramento, CA Consumer Credit Counseling Services Dig Deeper

Sure, the economic situation caused all of these mess, however, if one’s spending habits are well monitored, then there should be enough money left to be spent during rainy days as these. Sacramento, CA Consumer Credit Counseling Services provide one-on-one sessions wherein the problem of spending and a possible addiction to credit card use are discussed privately. Sacramento, CA Consumer Credit Counseling Services already know the nature of these problems and are able to discuss the best options offering the most effective methods since they have handled one too many similar cases in the past. They understand the nature of the problem and the excitement people get. One card swipe and voila! You’re sporting the new Louis Vuitton bag you’ve always wanted! It gives a sense of power, which becomes addictive over time; these Sacramento, CA Consumer Credit Counseling Services know this and are able to provide an expert’s psychological and financial advice.

Fighting Your Spending Addiction Is Key

Sacramento, CA Consumer Credit Counseling Services discuss how problems of addiction worsen because people have relied too much on the convenience of credit cards. It’s spending money you don’t have. It doesn’t help that credit card companies dangle low interest rates or sign-up rewards to entice people to sign up; it’s like they’re pulling you towards bankruptcy Sacramento, CA hell. At first, it feels good to have the security of the golden, glistening card on your fingers, only to find out that later on, these same credit card companies who appear to be your friend decides to increase interest rates and bite you in the ass.

How Do I Move Forward?

Once you miss to pay your credit card bills, interests accumulate on a month-to month basis, and before you know it, you’re eye to eye with a bloated credit card bill that you know is impossible for you to pay given your current financial setback. A few months more and you have reached bankruptcy Sacramento, CA hell, with credit card companies hounding you for payments.

What Can One Do to Eliminate Credit Card Debt?

While there are other ways to work around this situation through Credit Card Debt Solutions in Sacramento, CA, if your credit card bills have reached the sky’s limit and on top of that, you have six months unpaid mortgage and other payables, then there is no better way than a Chapter 7 bankruptcy Sacramento, CA petition. Sacramento, CA Consumer Credit Counseling Services can also offer debt settlement negotiations with your creditors and ask for terms of payment spread over a 3-5-year term. They can also suggest amnesty programs that works to your advantage because you only pay a fraction of your original credit card bill. All of these services are provided by Sacramento, CA Consumer Credit Counseling Services. So why wait for things to worsen? Act Now and save yourself from further ridicule and harassment by seeking Sacramento, CA Consumer Credit Counseling Services.

Want to find out more about Sacramento, CA Consumer Credit Counseling Services.?

Please call for a free fifteen minute consultation with one of our bankruptcy lawyers or give us a call (916) 756-0243. Our office is easy to find and open from 9:00am to 6:00pm. If you prefer an appointment on the weekend, simply give us a call and we will schedule you a convenient time. To meet with a Sacramento, ca Bankruptcy Attorney, see below details. We are always flexible with your schedule and we will make sure you get your problems resolved. We have experts that will help you file for bankruptcy under Federal Bankruptcy Law.

Our hours of operation are

Tuesday: 9:00 am – 6:00 pm

Wednesday: 9:00 am – 6:00 pm

Thursday: 9:00 am – 6:00 pm

Friday: 9:00 am – 6:00 pm

Saturday: 9:00 am – 6:00 pm

Sunday: Closed

For directions go to:

Sacramento Office Directions

Thomas Hogan Law Office

331 J St #200, Sacramento, CA, 95825
Phone: (916) 756-0243

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The Law Offices of Tom Hogan will provide you with personalized attention and guidance. Protecting your rights is our main objective. We have been representing clients for the past 30 years and our experienced team of attorneys will advise you of the legal consequences of every decision you take.