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Debt Relief

An insurmountable debt is something that every American suffers from. In fact, there were over 40% of American taxpayers who have filed for bankruptcy within the last two years in order to pay their debts. These debts include credit card debts, federal taxes, mortgage and other consumer debts. It is important to pay off your debts otherwise you will suffer having a bad credit rating. This is the reason why it is so important to repay your debts otherwise you will end up suffering from a bad credit rating. However, when your debt amount is very high, your judgment gets clouded thus you end up doing things that will not help you alleviate from your problems.

Paying Down Debt

Which Debts First?, FAQs, Refinancing, More…

Making a Budget

Making and Sticking to Budgets,Do’s and Dont’s,Personal Financial Statements, More…

Debt Negotiation and Settlement

Debt Negotiation Programs, Debt Management Plans, Non-Bankruptcy Workouts, More…

Student Loan Relief and Bankruptcy

Consequences of Default, Payment Options, Repayment Difficulties:Options, More…

Debt Collection Laws

Stopping Collector Harrasment, How to Deal with Debt Collectors?,  The Fair Debt Collection Practices ActMore…

Would you like to discuss your legal matter?


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Kevin Aguilar RECEPTION (877)509-5204

I assist in scheduling new and existing clients for all offices. For initial consultations I will ask you a few questions and then find the best time for you to talk to one of the lawyers that best fits your legal matter.

Call me or use the email form and I will follow up with you right away.


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The Law Offices of Tom Hogan will provide you with personalized attention and guidance. Protecting your rights is our main objective. We have been representing clients for the past 25 years and our experienced team of attorneys will advise you of the legal consequences of every decision you take.
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