Credit Counseling Service Sacramento, CA: A Road To Financial Recovery

Credit Counseling Service Sacramento, CA

Credit Counseling Service Sacramento, CA Provide Debt Relief

Credit Counseling Service Sacramento, CA services were formed to address people’s impending problems concerning unsettled debts. Before things get out hand, the best way for one to recover from losses brought about by increasing interest rates borne from unpaid dues and penalties is to seek for professional Credit Counseling Service Sacramento, CA. Instead of considering bankruptcy which is the worst way out of debt, most consumers are advised by Credit Counseling Service Sacramento, CA to go through either counselor credit counseling or debt settlement. These two debt relief options may appear synonymous in most cases but the defining factor that separates them is that consumer credit counseling or debt management are working with credit card companies.

For a free fifteen minute consultation with our expert bankruptcy lawyer Contact a bankruptcy expert today about Credit Counseling Service Sacramento, CA or give us a phone call 916-756-0243

The main agenda is for Credit Counseling Service Sacramento, CA is to be able to help debtors negotiate better and longer, more flexible terms with credit card companies so that the latter will have a chance to get back their money rather than not be paid at all. With debt settlement, Credit Counseling Service Sacramento, CA do not work with credit card companies and they negotiate strategic plans with creditors solely for the purpose of getting lower and much flexible re-computation of terms and value in favor of the debtor.

Who Does Credit Counseling Service Sacramento, CA Serve?

One big responsibility of Credit Counseling Service Sacramento, CA is to device a debt management plan (DMP) wherein a lays out a strategic plan to pay off debts. Credit Counseling Service Sacramento, CA acts like a mediator between the creditor and debtor whereby they do the collection on behalf of the creditor to make sure that debts are wiped off within the timeline agreed. Since there is a Credit Counseling Service Sacramento, CA which serves as a third party overseeing that the terms presented are fulfilled, the creditors are able to make room for reduction of interest rates and even waiving of fees and penalties associated with the debts or unpaid loans.

So how exactly does a Credit Counseling Service Sacramento, CA Make Money?

Credit Counseling Service Sacramento, CA charge in two different ways. They may charge the debtor a monthly retainer or initial set-up management fee for assessment, DMP roll-out, negotiations with creditors. Another way is they charge fees from the creditor in exchange for the commitment to ensure that they are paid what was promised. Since this is beneficial to the creditors, they are most willing to undergo negotiation process.

Want to find out more about Credit Counseling Service Sacramento, CA?

Please call for a free fifteen minute consultation with one of our bankruptcy lawyers or give us a call (916) 756-0243. Our office is easy to find and open from 9:00am to 6:00pm. If you prefer an appointment on the weekend, simply give us a call and we will schedule you a convenient time. To meet with a Sacramento, ca Bankruptcy Attorney, see below details. We are always flexible with your schedule and we will make sure you get your problems resolved. We have experts that will help you file for bankruptcy under Federal Bankruptcy Law.

Our hours of operation are

Tuesday: 9:00 am – 6:00 pm
Wednesday: 9:00 am – 6:00 pm
Thursday: 9:00 am – 6:00 pm
Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 6:00 pm
Sunday: Closed

For directions go to:

Sacramento Office Directions

Would you like to discuss your legal matter?

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Evyn Alvares RECEPTION (877)509-5204

I assist in scheduling new and existing clients for all offices. For initial consultations I will ask you a few questions and then find the best time for you to talk to one of the lawyers that best fits your legal matter.

Call me or use the email form and I will follow up with you right away.

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The Law Offices of Tom Hogan will provide you with personalized attention and guidance. Protecting your rights is our main objective. We have been representing clients for the past 30 years and our experienced team of attorneys will advise you of the legal consequences of every decision you take.