If you are overburdened with debt and you are unable to pay off your debts, bankruptcy may be your only option. Contact Thomas Hogan Law Office. Our experienced Elk Grove bankruptcy attorneys can assist you file for bankruptcy and obtain a discharge. Once you receive a bankruptcy discharge, you will no longer be liable for the discharged debts.
- Is filing for bankruptcy the only option for me?
- What are the advantages and disadvantages of filing for Bankruptcy?
- Should I file for Chapter 13 or Chapter 7?
- Could I amend my Bankruptcy petition?
Bankruptcy – the last resort
If you are unable to pay off your debts, speak to our Elk Grove bankruptcy attorneys. Our attorneys will review your circumstances to determine if there are alternatives available. Bankruptcy can ruin your credit. Use it as the last resort. If there is no viable alternative to bankruptcy, our Elk Grove bankruptcy attorneys will assist you file for bankruptcy protections.
Chapter 7 or Chapter 13
Our Elk Grove bankruptcy attorneys will assist you determine the most suitable chapter for filing. To be eligible for filing under Chapter 7, you must meet the qualifications of the Means Test. If you do not qualify for filing under Chapter 7, our bankruptcy attorneys will assist you file a Chapter 13 petition. The main difference between a Chapter 7 and a Chapter 13 bankruptcy is that in a Chapter 7 proceeding, the bankruptcy trustee will liquidate your assets to pay off your creditors while in a Chapter 13, you pay off the debts under according to a court approved payment plan.
Schedules and Forms
Filing for bankruptcy is all about filing the right schedules and forms. Filing the wrong schedules and forms can prove costly. Never attempt to file a bankruptcy petition without the assistance of an experienced bankruptcy attorney. Contact Thomas Hogan Law Office. Our Elk Grove bankruptcy attorneys can assist you with the bankruptcy forms and schedules.
California Bankruptcy Forms – A helpful guide to assist you on the forms needed when filing for bankruptcy.
Bankruptcy Creditor’s Meeting
Once you file for bankruptcy, you must attend the creditor’s meeting. At this meeting, the trustee and your creditors will question you about your finances. Our Elk Grove bankruptcy attorneys will accompany you to this meeting and assist you answer the questions. Often this meeting will be the only time you will have to visit the bankruptcy court.
Call us for a free consultation
You can avail a free fifteen-minute consultation with our Elk Grove, California Bankruptcy attorneys. Give us a call at (916) 382-7625 and we will schedule a consultation at your convenient time.
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I was in a difficult situation and needed a reputable and trustworthy lawyer to represent me in court against a government agency. I am glad I made an appointment to meet Tom Hogan in his office. The entire office staff is very courteous and professional. Tom Hogan is very likeable, he has a good sense of humor, and my anxiety went away after talking to him for a few minutes. He listened intently on what I had to say and gathered information by asking me several questions pertaining to my case. He has great attention to details. I was able to understand better my predicament after he explained the situation I am in so I decided on day 1 that he is the lawyer I am looking for. He showed up on all my court dates and stood for me against seemingly insurmountable odds. For those who are summoned to appear in court by the government, I guess you can relate… you are in between a hard place and a rock. His arguments turned around the case in my favor. The last court appearance went like a blur and I was still in disbelief as we are walking out of the court house. I asked him, what is going on? He responded ” We won. They are not going to bother you anymore.”Joe Stockton
Mr. Hogan took a personal interest in helping me with my legal issue. It was refreshing to find a lawyer that did not treat you like a number. He asked all the necessary questions so that he could properly represent me. He obviously has a lot of experience and it showed in how he handled my case. I would definitely recommend Mr. Hogan to any of my friends for legal assistance.Al M. Modesto
When I decided to get married he established my pre-nup. Since I had no idea how or what to put into it he was able to advise me on thing I would have never thought about. then 8 years later I needed a legal separation. Since the pre-nup was very detailed it made the legal separation quick and easy. Tom is very knowledgeable and is very understanding. I appreciate that he is tough when he needs to be but at the same time sensitive to the situation. He won’t just tell you what you want to hear but is honest and tell you how the law looks at things. I recommend Tom to anyone that needs a lawyer!Jeri E. Modesto
Mr. Hogan and his staff were a pleasure to work with. I consulted with them regarding a potential IRS tax issue. They answered all my questions gave me invaluable advise. I am sleeping much better at night since my stress has been diminished. Thank you Mr. Hogan.Evelyn M. Modesto
If you need an attorney with a keen understanding of financial matters, look no further than Tom Hogan. Mr. Hogan deserves the gold star for his accomplishments as an attorney and CPA. I never expected to ever find an attorney as competent, caring and driven as Mr. Hogan. As soon as Tom took on my case, he was determined to help me. He immediately plowed through the reams of documents pertaining to my case, financial and legal, and honed in on the critical pieces.Roberta C. Modesto
We care about our clients and are dedicated to addressing their legal issues to the best of our ability.Tom Hogan Founder