Sacramento, CA Debt Solutions Work Your Way Out of Debt

Sacramento CA Debt Solutions

Sacramento, CA Debt Solutions: Do We Really Need Them?

Sacramento, CA Debt Solutions Firms offer professional and strategic negotiation assistance to help Sacramento citizens alleviate the alarming threats and risks as a result of unpaid debts. In a recent study conducted by the US Census Bureau in 2009, California emerged as one of the main states whereby credit card debt remains an inherent problem commonly faced by its citizens. Of the US’ 50 states, California bagged the 17th slot recorded for Most Credit Card Debts in America, averaging $5,299 each debts for each card holder. This means that the expertise and support of Sacramento, CA Debt Solutions providers are really needed.

For a free fifteen minute consultation with our expert bankruptcy lawyer Contact a bankruptcy expert today about Sacramento, CA Debt Solutions or give us a phone call 916-756-0243

Recent accounts of Sacramento, CA bankruptcy filed over the past two years signified another year of financial setback, which is foreseen to worsen still in the next two years. Unemployment is at an all-time high, leaving a big percentage of fresh graduates frustrated since no vacancies are offered. Sacramento, CA Debt Solutions understand how bankruptcy is often the main route taken by both individuals and corporations who could not make ends meet.

What Settlement Strategies Can Sacramento, CA Debt Solutions Offer?

Sacramento, CA Debt Solutions firms advice that at the early signs of financial meltdown, a debtor be acquainted of the options available. Most of these people have outstanding loans prior to the economic downturn which caused many to file bankruptcy Sacramento, CA. Many can no longer settle even the minimum payments required by creditors. As a result, creditors tend to harass or file law suits just to tell debtors that they mean business and that they should never be ignored. Sacramento, CA Debt Solutions usually provide mediation services between the creditor and debtor to save debtors from the trauma brought about by the ordeal. Debtors never imagined that such a recession would do such blinding and debilitating impact enough to bury thriving businesses and individuals to ashes. Sacramento, CA Debt Solutions examines debtors’ financial standing, bank account and real estate properties since everything now is at risk. The best Sacramento, CA Debt Solutions firms are able to provide mutually beneficial debt settlement options to both parties.

Know your options

Some people do not consider help from Sacramento, CA Debt Solutions and do debt settlement negotiations on their own. While it may work on some occasions, it never does most of the time since individuals are not as knowledgeable about bankruptcy laws. Creditors already have scare tactics and harassment moves planned out to take the weakest of debtors down and deeper into their already-huge mounds of debt. If the reason for not hiring a Sacramento, CA Debt Solutions firm to represent you is because you don’t have money to begin with, then a non profit credit counseling in Sacramento, CA would be your best bet to do practical and doable debt settlement negotiations in your favor.

Gain Leverage with the Right Knowledge

Another big step to financial freedom is to participate in court hearings once creditors file lawsuits against you for non-payment of debt. Attending a summon by the court is an indication that you’re willing to settle but just do not have the means to do so. With the adequate advice of a Sacramento, CA Debt Solutions provider during a court litigation, you may be able to settle your way out of debts with terms in your favor.

Negotiate Your Way Way Out of Debt

While creditors may want to pursue court arbitration to pin you, they also find it impractical to do so because it would incur them more costs. Normally, your Sacramento, CA Debt Solutions provider would suggest settlement options to pay for a fraction of the actual debt, and creditors normally agree to this. Make sure that your Sacramento, CA Debt Solutions firm is ready with alternative options to ensure that you get better chances to pin debt settlement deals favorable to you.

Want to find out more about Sacramento, CA Debt Solutions ?

Please call for a free fifteen minute consultation with one of our bankruptcy lawyers or give us a call (916) 756-0243. Our office is easy to find and open from 9:00am to 6:00pm. If you prefer an appointment on the weekend, simply give us a call and we will schedule you a convenient time. To meet with a Sacramento, CA Debt Solutions Attorney, see below details. We are always flexible with your schedule and we will make sure you get your problems resolved. We have experts that will help you file for bankruptcy under Federal Bankruptcy Law.

Our hours of operation are

Tuesday: 9:00 am – 6:00 pm
Wednesday: 9:00 am – 6:00 pm
Thursday: 9:00 am – 6:00 pm
Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 6:00 pm
Sunday: Closed

For directions go to:

Sacramento Office Directions
Thomas Hogan Law Office

331 J St #200, Sacramento, CA, 95825
Phone: (916) 756-0243

Would you like to discuss your legal matter?


Contact Us RECEPTION (209) 492-9335

Click Here to Request a Consultation Via Chat

Our receptionist will assist in scheduling new and existing clients for all offices. For initial consultations we will ask you a few questions and then find the best time for you to talk to one of the lawyers that best fits your legal matter.

Call us or use the email form and we will follow up with you right away.


The Law Offices of Tom Hogan will provide you with personalized attention and guidance. Protecting your rights is our main objective. We have been representing clients for the past 30 years and our experienced team of attorneys will advise you of the legal consequences of every decision you take.