Filing for Chapter 7

Chapter 7 is the most preferred bankruptcy chapter for individuals who are overwhelmed with debt. Chapter 7 provides the debtor with a fresh start by wiping out majority of the debts. Once the debts are discharged, the debtor is no longer liable for them. This section will provide you with more information about the rules and procedures involved in a Chapter 7 bankruptcy.

  • Who Can File? : In order to file for Chapter 7 bankruptcy you must meet certain eligibility requirements. This article offers an overview of those requirements, including the “means test” and credit counseling courses.
  • Chapter 7: How it Works : A step-by-step guide to the Chapter 7 process. Learn about what steps to take and when to take them, including filing the bankruptcy petition, paying administrative fees, meeting with creditors, and more.
  • Pros and Cons of Chapter 7 : If you’re considering filing for Chapter 7 bankruptcy, it’s helpful to weigh the pros and cons. This article offers an explanation of the advantages and downsides of Chapter 7 liquidation.
  • Bankruptcy Exemptions: Chapter 7 : While in a Chapter 7 bankruptcy most of the debtor’s property is sold off to pay creditors, there are certain exceptions. Learn about the types of property that may be exempt in a Chapter 7 case.
  • Chapter 7 vs. Chapter 13 Bankruptcy : While both Chapter 13 and Chapter 7 are aimed at alleviating debt, the requirements and processes involved are very different. Learn about the differences between the two forms of bankruptcy, including eligibility requirements and repayment vs. liquidation.
  • Chapter 7 Checklist : A helpful checklist of 10 steps you’ll need to complete in order to successfully exit Chapter 7 bankruptcy. This article offers brief descriptions of crucial steps in the bankruptcy, including the filing, meeting with creditors, and more.
  • Can I File Without a Lawyer? 

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