Stockton Chapter 7 Bankruptcy Discharge

Stockton chapter 7 bankruptcy discharge
A Stockton chapter 7 bankruptcy discharge releases you from any personal liability for almost all debts. It also prevents creditors from trying to collect any owed debts from you. A Stockton chapter 7 bankruptcy discharge is subject to a lot of exceptions, although you should consult legal counsel before you file. Purely to discuss the discharge.

For a free fifteen minute consultation with our expert bankruptcy lawyer Contact a bankruptcy expert today about Stockton chapter 7 bankruptcy discharge or give us a phone call (209) 266-0316

Stockton chapter 7 bankruptcy discharge

What are the grounds for denying a Stockton chapter 7 bankruptcy discharge?

The grounds are narrow and are construed against the moving party. Other grounds for denying a Stockton chapter 7 bankruptcy discharge are, failure to explain why there is a loss of assets, committed a crime pertaining to bankruptcy court and destroyed or concealed property.

Stockton chapter 7 bankruptcy discharge

In cases with secured creditors they can retain rights to seize secured properties. This secures underlying debt even after the discharge is given. If there is some secured debts that the debtor (you) wishes to keep you may “reaffirm” the debt. A reaffirmation is an agreement made between you and your creditor. This should state all money owed. Even if all debt would be discharged in your bankruptcy. With this your creditor will promise they will not repossess/ take bank your vehicle or other property as long as you continue to pay off the debt.

How much debt does a Stockton chapter 7 bankruptcy discharge?

Most if not all debts will be discharged. Once your Stockton chapter 7 bankruptcy discharge is finally is done your creditors are no longer allowed to contact you. Not all debts are able to be discharged. Those are, spousal support, student loans, personal injury ect. You (debtor) will stil be responsible for paying off those debts.

Want to find out more about Stockton chapter 7 bankruptcy discharge?

We give fifteen minute free consultations we work around your schedule

Please call for a free fifteen minute consultation with one of our bankruptcy lawyers Contact us today or give us a call (209) 266-0316 Our office easy to find and open from 8:00am to 6:00pm. If you prefer an appointment on the weekend, simply give us a call and we will schedule you a convenient time. We are always flexible with your schedule and we will make sure you get your problems resolved.

We have experts that will help you file for bankruptcy under Federal Bankruptcy Law.

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The Law Offices of Tom Hogan will provide you with personalized attention and guidance. Protecting your rights is our main objective. We have been representing clients for the past 30 years and our experienced team of attorneys will advise you of the legal consequences of every decision you take.