How to Setup a Payment Plan with the IRS?

It is not a dead end if you cannot pay your tax bill in a timely manner. You can apply for an installment agreement and if it is granted by the IRS, you will be given a chance to pay your taxes in monthly installments to pay for the taxes you owe.

However, consider looking for other ways to pay off your back taxes first. Even if you can pay in installments, there are still certain fees and charges that may be applied by the IRS. If you will borrow money from financial institutions or make cash advance from your credit card, consider calculating if the interest fees you will have to pay is still lesser than that of the charges by the IRS. This way, you will know if you can save more money by borrowing from others to pay off your back taxes.

Should you still opt for to apply for an installment plan, take note of certain important things before submitting your application:

  1. You filed all the required tax returns. If you didn’t, you will not be allowed for an installment plan by the IRS.
  2. Determine how much you can pay each month. The minimum is $25, but it is advisable to do your best to pay off your taxes at the soonest possible time.
  3. Any future tax refund will be applied to outstanding tax.

The IRS gives taxpayers the option to apply online if your taxes, interests and penalties are equal to or less than $50,000. You may also refer to your tax bill for the contact numbers that you can call in order to start the application. You can also use Form 9465-FS, Installment Agreement Request. If you owe more than $50,000, submit an accomplished Form 433-F, Collection Information Statement.

Would you like to discuss your legal matter?


Contact Us RECEPTION (209) 492-9335

Click Here to Request a Consultation Via Chat

Our receptionist will assist in scheduling new and existing clients for all offices. For initial consultations we will ask you a few questions and then find the best time for you to talk to one of the lawyers that best fits your legal matter.

Call us or use the email form and we will follow up with you right away.


The Law Offices of Tom Hogan will provide you with personalized attention and guidance. Protecting your rights is our main objective. We have been representing clients for the past 30 years and our experienced team of attorneys will advise you of the legal consequences of every decision you take.