QDRO (Qualified Domestic Relations Order) 

 

Dividing assets in a divorce can be complex, but especially when retirement accounts are involved. At the Law Office of Thomas P. Hogan, we help ensure retirement benefits are properly divided according to California family law and federal ERISA regulations.

A Qualified Domestic Relations Order (QDRO) allows a portion of one spouse’s retirement account (such as a 401(k), pension, or military retirement plan) to be transferred to the other spouse without penalties or tax consequences. They come up often in divorce and separation and are a very important matter to address properly.

 


Why do QDROs matter?

 

Without a properly drafted and approved QDRO, one spouse may lose access to retirement assets awarded in the divorce judgment, which they may have legal basis to be entitled to. Many retirement plan administrators require a court-approved QDRO before processing any division of benefits.

 


Our QDRO services

  • Drafting and reviewing QDROs for 401(k)s, pensions, CalPERS, CalSTRS, and military plans

  • Working with plan administrators for approval and compliance

  • Correcting or amending defective QDROs

  • Advising on tax implications and rollover options

  • Coordinating with divorce attorneys and financial advisors

We ensure every QDRO is clear, compliant, and fully protects your financial interests. We have extensive experience handling QDROs under California and federal law, with an esteemed track record of precise drafting and coordination.